American Share Insurance is a member owned, non-federal insurer. Members’ accounts are not insured or guaranteed by any government or government-sponsored agency.

Use of Material:
The contents of this Web site, including text, photographs, graphics, illustrations, artwork, software, video, sound, names, logos, trademarks, service marks and other material (“Material”) are protected by copyright and other laws in both the United States and elsewhere. The Material includes both content owned or controlled by The Company and content owned or controlled by third parties and licensed to The Company. Copyright in the pages, screens, text and images appearing at the site is owned by The Company or others as indicated. The information and materials contained in the site may not be copied, displayed, distributed, downloaded, licensed, modified, published, reposted, reproduced, reused, sold, transmitted, used to create a derivative work or otherwise used for public or commercial purposes without the express written permission of ASI.

If you would like information about obtaining The Company's permission to use any of the Material on your Web site, or, if you would like to link your Web site to this Web Site, e-mail your request to: mail@americanshare.com.

If you violate any of these Terms, your permission to use the Material automatically terminates and you must immediately destroy any copies you have made of the Material.

Site Operation:
ASI operates this site from its offices within the United States of America. We do not represent that the information in this site is appropriate or available for use in other locations, and access from certain locations may be prohibited. Those who access this site do so on their own initiative and are responsible for compliance with all applicable local laws. The laws of the State of Ohio, U.S.A., without regard to its conflicts of laws, provisions or principles will govern any claims relating to the information contained on or use of this site. You agree to submit to the personal and exclusive jurisdiction of the courts located in Franklin county, Ohio, U.S.A. for all claims relating to the information contained on or use of this site.

Disclaimer:
The Company intends for all the information and content of this Web site to be accurate and reliable. We endevor in good faith to include accurate and up-to-date information on this site, but we make no warranties or representations as to the accuracy, reliability, completeness, or timeliness of the material, services, software, text, graphics and links. This Web site and material are provided on an “as is” basis, and therefore, The Company disclaims any warranties of any kind, express or implied, as to any matter whatsoever relating to this Web site, including without limitation its merchantability or fitness for any particular purpose. In no event shall The Company be liable for any direct or indirect, special, incidental or consequential damages arising out of the use or inability to use the Materials on this Web site, or for any damages in any way connected with your access to or use of the site, including liability associated with any viruses which may infect a user’s computer equipment.

The Company does not warrant that the Web site will operate error-free or that this Web site or its server are free of computer viruses or other harmful items. It is acknowledged that sometimes errors may occur while using this site. If your use of the Web site or the Material results in the need for servicing or replacing equipment or data, The Company is not responsible for those costs.

Third parties provide some of the material on this Web site, and The Company shall not be held responsible for any such third party material. In addition, the information provided herein is for informational purposes only and is subject to change without notice. Nothing on this site should be construed as either advice or legal opinion.

License and Reproduction
Permission is granted to print copies of this Web site, and to display and navigate around this Web site with a computer using HTML browser software, solely for personal, non-public use. Any commercial or public use of this Web site or any portion hereof is strictly prohibited. You must contact The Company for specific written authorization to include a link to the Uniform Resource Locator (URL) of this Web site in HTML documents that you prepare. Except as stated herein, no portion of this Web site or its contents may be reproduced, copied, altered, or transmitted, in any form or by any means, electronic, mechanical, photocopying, recording, or otherwise, without the prior written permission of The Company.

Insurance Programs Mentioned in this Site
No insurance program is offered or will be sold in any jurisdiction in which such offer or solicitation would be unlawful under the laws of the jurisdiction. Some programs or product features may not be available in all states.

Copyright Notice and Copyright Infringement
The entire contents of this Web site, Copyright 1999 - 2000, American Share Insurance.

The Company may, in appropriate circumstances and at its discretion, remove, or disable access to, material on the Web site that may infringe on the rights of others. If you believe that your work has been used on this Web site in a manner that constitutes copyright infringement, please provide The Company with a written notice (e-mail is sufficient) that includes the following information:

• Name of the owner of the copyright;
• An electronic or physical signature of a person authorized to act on behalf of the owner of the exclusive right that is allegedly infringed;
• Identification of the copyrighted work claimed to have been infringed;
• If the copyright is registered, provide the registration number and date;
• A description of where the material that you claim is infringing is located on the Web site;
• Your address, telephone number, and e-mail address;
• A statement by you that you have a good faith belief that the disputed use is not authorized by the copyright owner, its agent, or the law;
• A statement by you, under penalty of perjury, that the information in your notice is accurate and that you are the copyright owner or authorized to act on the copyright owner's behalf.

Patent Infringement
If you believe that any material on this Web site, or the use of any material on this Web site, constitutes infringement of any patent rights of yours, please provide The Company with a written notice (e-mail is sufficient) that includes the following information:

• An electronic or physical signature of a person authorized to act on behalf of the patent owner;
• Identification of the patent claimed to have been infringed;
• A description of the material on this Web site, which or the use of which, you contend is infringing, and where that material is located on the Web site;
• Your address, telephone number, and e-mail address;
• A statement by you that you have a good faith belief that the disputed material or use is not authorized by the patent owner, its agent, or the law;
• A statement by you, under penalty of perjury, that the information in your notice is accurate and that you are the patent owner or are authorized to act on the patent owner's behalf.

Links to Other Web Sites
This Web site contains links to third party Web sites that are maintained by others. These links are provided solely as a convenience to you and not as an endorsement by The Company of the contents on such third-party Web sites. The Company is not responsible for the content of linked third-party sites and does not make any representations regarding the content or accuracy of materials on such third-party Web sites. If you decide to access linked third-party Web sites, you do so at your own risk.

Indemnity
You agree to defend, indemnify, and hold harmless The Company, its officers, directors, employees and agents, from and against any claims, actions or demands, including without limitation reasonable legal and accounting fees, resulting from your use of the Material (including software) or your breach of the terms of this Agreement. The Company shall provide notice to you promptly of any such claim, suit, or proceeding and shall reasonably assist you, at your expense, in defending any such claim, suit or proceeding.

Personal Information
When you use and navigate through this Web site, we will not collect personal information about you unless you voluntarily provide it to us. This information will generally be used in order to respond to any inquiry from you, process any request you may make, or access your specific account information.

Any communications or material forwarded to the "Contact Us" portion of the site via electronic mail will be treated as non-confidential and will become the property of The Company or its affiliate, and may be used by The Company for any purpose. Please do not forward information through electronic mail that you wish to remain confidential.

Execution of Financial and Other Transactions
Insured credit unions can only execute financial and other transactions (i.e., premium payments), or obtain credit union account information, by following the instructions stated within the password protected logon portions of this site. The Company is unable to execute transactions or provide credit union account information via e-mail. When using this Web site and associated third-party Web sites to execute transactions, problems can occur that are beyond the ability of The Company to correct. Access to these Web sites may be limited or unavailable during periods of peak demand, systems upgrading, maintenance or other reasons. If you are not able to complete your transaction due to a system failure; fail to receive written confirmation of a transaction or its execution within ten (10) business days after execution; or receive confirmation of a transaction which you did not request, you should contact The Company at 1-800-521-6342 immediately. The Company will not assume responsibility for any potential system failures.

*For specific information related to use of the secured Premium Payment System, please refer to the “Security and Privacy” statement within the Premium Payment System.

Loss of Password
If you become aware of any loss, theft, or unauthorized use of your password and/or User ID, immediately notify The Company at 1-800-521-6342. You are responsible for the confidentiality and use of your password and User ID.

Remedies
The Company reserves the right to seek all remedies available at law and in equity for violations of the rules stated within this site, as well as the right to restrict access to this site from other particular Internet sites.

Right to Modify
The Company reserves the right to modify the rules and regulations governing this Web site at any time. When modifications appear on this site, users are deemed to be aware and bound by any changes to these rules and regulations. Information on this site is provided "as-is", is intended for informational purposes only, and is subject to change without notice.